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Abstract

A proposed review that organises the UPI and digital payment fraud patterns described in official public advisories into a simple, easy-to-teach classification.

Research objective

To build a clear classification of how UPI frauds work (fake collect requests, QR tricks, fake support numbers, remote-access apps) and map each pattern to a practical prevention step.

Methodology

Planned approach: a desk review of official sources such as the Reserve Bank of India, NPCI and the National Cyber Crime Reporting Portal; every pattern will be cited to its source. No victim data will be collected.

Conclusion

This is a proposed research idea. No data has been collected yet and there are no results or findings. It will be updated if and when the work is carried out.

References

References will be listed here.

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